EditorialPlenty of Insurance Coverage Protected His Business, Life Savings

Plenty of Insurance Coverage Protected His Business, Life Savings

Pumper James Penner was the rare small-business owner who carried personal workers’ compensation insurance in addition to covering employees. And it paid off big after a horrifying crash.

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Indiana Insurance Truck Crash Workers' Compensation Disability

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Plenty of Insurance Coverage Protected His Business, Life Savings
James Penner can be reached at jamespenner@tds.net.

In mid-2016, James Penner, the owner of AA Septic Service in Clayton, Indiana, was heading back to the shop on a rural road after completing a pumping job when disaster struck: Another vehicle — the driver apparently unaware that Penner’s 10-axle Mack vacuum truck was crossing...

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